[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.antinato.cz\/peer-to-peer-pujcky\/#Article","mainEntityOfPage":"https:\/\/www.antinato.cz\/peer-to-peer-pujcky\/","headline":"Peer to peer p\u016fj\u010dky","name":"Peer to peer p\u016fj\u010dky","description":"Ka\u017ed\u00fd by r\u00e1d zhodnotil pen\u00edze, a je\u0161t\u011b by si r\u00e1d hov\u011bl v\u00a0dneska tak m\u00f3dn\u00edm trendu \u201ened\u00e1vat pen\u00edze velk\u00fdm korporac\u00edm\u201c. Mo\u017enost\u00ed nen\u00ed tak moc v\u00a0takov\u00e9m p\u0159\u00edpad\u011b, av\u0161ak st\u00e1le v\u00edce a v\u00edce se roz\u0161i\u0159uj\u00ed tzv. peer to peer p\u016fj\u010dky, zkr\u00e1tka lid\u00e9 p\u016fj\u010duj\u00ed ostatn\u00edm skrze n\u011bjakou platformu, kter\u00e1 tyto lidi, tedy investory a ty, kte\u0159\u00ed si p\u016fj\u010duj\u00ed, sdru\u017euje. […]","datePublished":"2025-03-01","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.antinato.cz\/author\/#Person","name":"","url":"https:\/\/www.antinato.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4eaadff62661a2c38386085c87f88f683e575f9fda122ff8560bf1208996f3c5?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4eaadff62661a2c38386085c87f88f683e575f9fda122ff8560bf1208996f3c5?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"antinato.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.antinato.cz\/wp-content\/uploads\/img_a320861_w2182_t1532117798.jpg","url":"https:\/\/www.antinato.cz\/wp-content\/uploads\/img_a320861_w2182_t1532117798.jpg","height":0,"width":0},"url":"https:\/\/www.antinato.cz\/peer-to-peer-pujcky\/","wordCount":460,"articleBody":"Ka\u017ed\u00fd by r\u00e1d zhodnotil pen\u00edze, a je\u0161t\u011b by si r\u00e1d hov\u011bl v\u00a0dneska tak m\u00f3dn\u00edm trendu \u201ened\u00e1vat pen\u00edze velk\u00fdm korporac\u00edm\u201c. Mo\u017enost\u00ed nen\u00ed tak moc v\u00a0takov\u00e9m p\u0159\u00edpad\u011b, av\u0161ak st\u00e1le v\u00edce a v\u00edce se roz\u0161i\u0159uj\u00ed tzv. peer to peer p\u016fj\u010dky, zkr\u00e1tka lid\u00e9 p\u016fj\u010duj\u00ed ostatn\u00edm skrze n\u011bjakou platformu, kter\u00e1 tyto lidi, tedy investory a ty, kte\u0159\u00ed si p\u016fj\u010duj\u00ed, sdru\u017euje. Nen\u00ed to v\u016fbec \u017e\u00e1dn\u00e1 v\u011bda a pokud chce \u010dlov\u011bk aspo\u0148 p\u00e1r stovek na \u00fa\u010det, nen\u00ed nic lep\u0161\u00edho ne\u017e se vrhnout do tohoto syst\u00e9mu. Ot\u00e1zkou v\u0161ak je, jestli nen\u00ed v\u00fdhodn\u011bj\u0161\u00ed vhodit pen\u00edze rad\u011bji na \u00fa\u010dty zahrani\u010dn\u00edch klient\u016f ne\u017e t\u011bch \u010desk\u00fdch \u2013 \u010desk\u00fd finan\u010dn\u00ed trh m\u00e1 toti\u017e zvl\u00e1\u0161tn\u00ed vlastnost, je tu tak n\u011bjak za\u017eit\u00e1 p\u0159edstava, \u017ee z\u00a0lid\u00ed se mus\u00ed vys\u00e1vat v\u00edc pen\u011bz, ne\u017e je b\u011b\u017en\u00e9 v\u00a0jin\u00fdch zem\u00edch. Je to takov\u00fd trochu fenom\u00e9n hyperkapitalismu, kter\u00fd n\u00e1m tu z\u00a0devades\u00e1t\u00fdch let zbyl a neust\u00e1le trv\u00e1. To v\u0161ak v\u016fbec nevad\u00ed, \u010dlov\u011bk si i tak p\u0159ijde na p\u011bknou stovku \u2013 pokud ale um\u00edte anglicky nebo n\u011bmecky, je lep\u0161\u00ed rad\u011bji zainvestovat na zahrani\u010dn\u00edch \u00fa\u010dtech, p\u0159eci jen si vyd\u011bl\u00e1te v\u00edce a poplatky platforem tam nejsou tak z\u00e1vratn\u00e9. Pokud se ale boj\u00edte ciz\u00edho trhu a jin\u00fdch vod, bude lep\u0161\u00ed, pokud si to vyzkou\u0161\u00edte na tom trhu \u010desk\u00e9m.\tJak\u00fd je rozd\u00edl mezi investi\u010dn\u00edm fondem a t\u00edmhle?V\u00a0investi\u010dn\u00edch fondech d\u00e1v\u00e1te finance n\u011bjak\u00e9mu subjektu, kter\u00fd fond spravuje a ten za v\u00e1s bude investovat do akci\u00ed, dluhopis\u016f, spole\u010dnost\u00ed, pod\u00edl\u016f, b\u016fh v\u00ed \u010deho dal\u0161\u00edho \u2013 je tu jedno velk\u00e9 pro a proti, nejste to vy, kdo rozhoduje. V\u017edycky tam bude t\u00fdm odborn\u00edk\u016f, kte\u0159\u00ed budou jist\u00e9 kroky d\u011blat za v\u00e1s.Stejn\u00e9 pro \/ proti je i u p2p p\u016fj\u010dek \u2013 vy sami na sv\u00e9 vlastn\u00ed riziko rozhodujete, kam pen\u00edze p\u016fjdou, ale zase v\u00edte, kam jste je dali a co se s\u00a0nimi d\u011bje.\tP2P jsou mo\u017en\u00e1 i lep\u0161\u00edLid\u00e9, kte\u0159\u00ed si cht\u011bj\u00ed p\u016fj\u010dit, v\u00e1s toti\u017e mus\u00ed zaujmout. Tomu p\u0159isp\u011bjete na nov\u00e9 auto, tomu na rekonstrukci, n\u011bkomu zase na nov\u00fd hrac\u00ed po\u010d\u00edta\u010d. Vy rozhodujete, kam pen\u00edze p\u016fjdou a zva\u017eujete, jestli nab\u00edzen\u00fd \u00farok a d\u00e9lka spl\u00e1cen\u00ed je p\u0159esn\u011b dle va\u0161ich p\u0159edstav.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Peer to peer p\u016fj\u010dky","item":"https:\/\/www.antinato.cz\/peer-to-peer-pujcky\/#breadcrumbitem"}]}]