[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.antinato.cz\/pod-jednou-strechou\/#Article","mainEntityOfPage":"https:\/\/www.antinato.cz\/pod-jednou-strechou\/","headline":"Pod jednou st\u0159echou","name":"Pod jednou st\u0159echou","description":"A\u0165 budete \u017e\u00edt v\u00a0dom\u011b, na chat\u011b nebo byt\u011b, ve m\u011bst\u011b nebo na vesnici, v\u017edy bude d\u016fle\u017eit\u00e9, aby to bylo pro v\u00e1s \u00fato\u010di\u0161t\u011b, kter\u00e9mu se \u0159\u00edk\u00e1 domov. M\u00edt D\u016eM, p\u0159edch\u00e1z\u00ed i mnoho ALE. Mo\u017en\u00e1 pat\u0159\u00edte mezi ty, kte\u0159\u00ed tou\u017e\u00ed m\u00edt sv\u016fj vlastn\u00ed d\u016fm, men\u0161\u00ed nebo v\u011bt\u0161\u00ed, se zahradou, s\u00a0baz\u00e9nem, v\u00a0bl\u00edzkosti p\u0159\u00edrody a z\u00e1rove\u0148 s\u00a0dobrou dostupnost\u00ed do […]","datePublished":"2020-01-27","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.antinato.cz\/author\/#Person","name":"","url":"https:\/\/www.antinato.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4eaadff62661a2c38386085c87f88f683e575f9fda122ff8560bf1208996f3c5?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4eaadff62661a2c38386085c87f88f683e575f9fda122ff8560bf1208996f3c5?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"antinato.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.antinato.cz\/wp-content\/uploads\/img_a369604_w4391_t1581764950.jpg","url":"https:\/\/www.antinato.cz\/wp-content\/uploads\/img_a369604_w4391_t1581764950.jpg","height":0,"width":0},"url":"https:\/\/www.antinato.cz\/pod-jednou-strechou\/","about":["D\u016fm"],"wordCount":497,"articleBody":"A\u0165 budete \u017e\u00edt v\u00a0dom\u011b, na chat\u011b nebo byt\u011b, ve m\u011bst\u011b nebo na vesnici, v\u017edy bude d\u016fle\u017eit\u00e9, aby to bylo pro v\u00e1s \u00fato\u010di\u0161t\u011b, kter\u00e9mu se \u0159\u00edk\u00e1 domov. M\u00edt D\u016eM, p\u0159edch\u00e1z\u00ed i mnoho ALE.Mo\u017en\u00e1 pat\u0159\u00edte mezi ty, kte\u0159\u00ed tou\u017e\u00ed m\u00edt sv\u016fj vlastn\u00ed d\u016fm, men\u0161\u00ed nebo v\u011bt\u0161\u00ed, se zahradou, s\u00a0baz\u00e9nem, v\u00a0bl\u00edzkosti p\u0159\u00edrody a z\u00e1rove\u0148 s\u00a0dobrou dostupnost\u00ed do zam\u011bstn\u00e1n\u00ed. Pokud se v\u00a0sou\u010dasn\u00e9 dob\u011b n\u011bkdo rozhoduje o t\u00e9to investici, tak ur\u010dit\u011b v\u00ed, \u017ee nejenom kvalitn\u00ed propo\u010d\u00edt\u00e1n\u00ed hypot\u00e9ky je na prvn\u00edm m\u00edst\u011b. Ale k\u00a0tomu pat\u0159\u00ed m\u00edt krom\u011b z\u00e1stavy (budouc\u00ed, kupovan\u00e9 nebo rozs\u00e1hl\u00e9 rekonstrukce), na\u0161et\u0159eno minim\u00e1ln\u011b 20% z\u00a0hodnoty nemovitosti. A to je v\u00a0realit\u011b i dost m\u00e1lo.\u00a0 Ale na to v\u011bt\u0161inou lid\u00e9 p\u0159ich\u00e1zej\u00ed, a\u017e kdy\u017e se v\u0161e rozb\u011bhne. Finance na hypot\u00e9ku domu se zat\u00edm net\u00fdkaj\u00ed ani n\u00e1bytku a r\u016fzn\u00fdch chytr\u00fdch technologi\u00ed, kter\u00e9 byste si do sv\u00e9ho vysn\u011bn\u00e9ho domu cht\u011bli d\u00e1t. \u00a0Na to je dal\u0161\u00ed spot\u0159ebn\u00ed \u00fav\u011br.\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Ps\u00e1t o tom, \u017ee je velk\u00fd rozd\u00edl za\u010d\u00edt stav\u011bt nov\u00fd d\u016fm se v\u0161\u00edm v\u0161udy, nebo si koupit v\u00fdhodn\u011b (nap\u0159\u00edklad)star\u0161\u00ed nemovitost, kter\u00e1 nemus\u00ed b\u00fdt velk\u00e1, ale po\u010d\u00edt\u00e1-li s\u00a0rozs\u00e1hlej\u0161\u00ed rekonstrukc\u00ed, tak k\u00a0tomuto je ur\u010dit\u011b pot\u0159eba se p\u0159edem poradit nejenom s\u00a0odborn\u00edky, ale p\u0159edev\u0161\u00edm s\u00a0lidmi, kte\u0159\u00ed si t\u00edm u\u017e pro\u0161li. Kdy\u017e se \u010dlov\u011bk m\u016f\u017ee vyvarovat zbyte\u010dn\u00fdch chyb, u\u0161et\u0159\u00ed nejenom pen\u00edze, ale sv\u00e9 nervy. A pokud v\u00fd\u0161ka hypot\u00e9ky nebude sta\u010dit na v\u0161e, jak jste si to p\u0159edstavovali, m\u011bli byste se p\u0159ipravit i na tu mo\u017enost, \u017ee nebude nap\u0159\u00edklad jezdit n\u011bjak\u00fd \u010das na dovolenou a budete \u017e\u00edt podstatn\u011b skromn\u011bji. I p\u0159i pr\u016fm\u011brn\u00e9m platu budete po\u010d\u00edtat ka\u017edou korunu. \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 M\u00edt dnes sv\u016fj vlastn\u00ed d\u016fm je kr\u00e1sn\u00e9. Ale pokud nejste milion\u00e1\u0159i, tak \u201e\u017e\u00edt\u00a0 na dluh\u201c po mnoho let, to je dost bolestiv\u00e1 da\u0148. A mo\u017en\u00e1 i vy, b\u011bhem n\u011bjak\u00e9ho \u010dasu zjist\u00edte, \u017ee jsou v\u00a0\u017eivot\u011b i jin\u00e9 hodnoty. Je pravda, \u017ee v\u00a0sou\u010dasnosti mlad\u00ed lid\u00e9 na hypot\u00e9ku dos\u00e1hnou pouze asi z\u00a015 a\u017e 17% \u017eadatel\u016f.\u00a0Jin\u00e1 situace je ale v\u00a0p\u0159\u00edpadech, kdy star\u0161\u00ed p\u00e1r, kter\u00fd u\u017e pracuje 20 \u2013 25 let, za tu dobu m\u011bl mo\u017enost si na\u0161et\u0159it dostatek financ\u00ed. \u0160et\u0159ili po dlouh\u00e1 l\u00e9ta, t\u0159eba i formou stavebn\u00edho spo\u0159en\u00ed. Tak a\u017e nyn\u00ed si mohou dovolit koupit men\u0161\u00ed domek, kter\u00fd si zrekonstruuj\u00ed tak, \u017ee vyu\u017eij\u00ed i dne\u0161n\u00ed chytr\u00e9 technologie k\u00a0tomu, \u017ee jejich nov\u00fd domov jim zajist\u00ed pohodln\u00e9 st\u00e1\u0159\u00ed.                                                                                                                                                                                                                                                                                                                                                                                        4\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pod jednou st\u0159echou","item":"https:\/\/www.antinato.cz\/pod-jednou-strechou\/#breadcrumbitem"}]}]